Different configurational orders of sand bodies and interlayers in lacustrine nearshore sand bar reservoirs frequently interact, causing complicated genesis and distribution of argillaceous sediments, as well as other issues. This paper investigates the spatial configuration of sand and mud in the sand bar reservoir, and analyzes its internal structure. Modern sand bar deposits in the Xiashan Lake, Shandong Province, China, were analyzed and compared with the sand bar reservoirs of the Member 2 of the Paleogene Shahejie Formation in the Banqiao Sag, China. The configurational mode of sand bar deposits was explored from the perspective of the spatial distribution and composition relationships between sand and mud. Based on the alternate deposition characteristics of sand and mud in the longitudinal direction, lacustrine nearshore sand bars can be divided into three sedimentary combination patterns: thin-sand and thin-mud interbed pattern, thick-mud thick-sand pattern, and thin-mud thick-sand pattern. Their mud components manifest as the deposition of fine-grained lithofacies of multiple genetic types. These include (semi-)deep lacustrine mud, sand and mud interbedded beach, argillaceous sediments in the water retention area behind the bar, and fall-silt seams that resulted from flood discharge. By summarizing the specific developmental locations and sequential relationships of each fine-grained argillaceous facies in modern sand bar deposits, a depositional process-based argillaceous sediment composition model is proposed. Based on this, this paper discusses the spatial configuration of sand bodies and argillaceous sediments in sand bar reservoirs, and introduces the typical stratigraphic structures of sand bars in two environments, i.e., vertical superposition and lateral migration. In lacustrine nearshore sand bar reservoirs, the deposition and preservation degrees of mud mainly depend on three factors: accommodation space change, frequency of base-level cycles, and exposure-erosion time. These in turn influence the continuity and relative contents of sand and mud in reservoirs. The distribution of argillaceous sediments forms different orders of interlayers, which affects the heterogeneity and fluid percolation of sand bar reservoirs. Clarifying the space-matching relationship of sand and mud in sand bar deposits provides geological models and information parameters for the refined characterization and modeling of the internal configuration of sand bar reservoirs. Furthermore, this work offers guidance for the optimal adjustment of reservoir development strategies or the optimization of reservoir development plans.